Mahalaxmi Bikas Bank Limited (MLBL), one of Nepal’s leading development banks operating under the motto “Strong Bank, Successful Partnership”, has announced a strategic collaboration with various institutions across the country. The agreements, signed with hospitals, restaurants, diagnostic centers, hotels, and resorts, aim to provide special discounts to MLBL customers who use the bank’s debit cards, credit cards, and mobile banking services.
Through this initiative, customers can directly benefit from reduced prices on healthcare services, dining, accommodation, travel, and shopping. The bank believes this will not only enhance customer satisfaction but also encourage the adoption of digital financial services among its growing base of clients. By partnering with diverse businesses, MLBL is positioning itself as a financial institution that goes beyond traditional banking and actively contributes to enriching the lifestyle of its customers.
Focus on Customer-Centric Services
According to the bank, the partnership is designed to provide tangible benefits for its users in their daily lives. Whether it is dining at popular restaurants, booking accommodation during travels, or accessing healthcare services, customers can save money while enjoying seamless transactions through digital platforms.
The collaboration also aligns with MLBL’s vision to foster financial inclusion and promote the use of electronic banking in Nepal. With the increasing penetration of smartphones and the rapid shift towards cashless transactions, the bank sees this initiative as a step toward supporting the national agenda of developing a digital economy.
Flexible Installment Plans for Travel Packages
In addition to discounts on goods and services, MLBL has also introduced a new scheme for its credit card holders. The bank has launched an installment plan that allows customers to purchase tour packages from travel agencies with flexible repayment terms ranging from 6 to 12 months.
This plan is particularly attractive for customers who wish to travel but prefer the convenience of paying in smaller installments rather than a lump sum. By offering this service, MLBL is addressing the financial needs of middle-income households and supporting the tourism industry, which plays a vital role in Nepal’s economy.
The installment feature also reflects the bank’s commitment to innovative product development. It provides financial flexibility while encouraging the use of credit cards for lifestyle and leisure expenses, thus deepening customer engagement with the bank’s services.
Details of Discounts
MLBL has partnered with a variety of institutions in different sectors and locations. The following table highlights some of the key discounts offered to MLBL customers:
| S.N. | Institution / Company | Location | Service / Product | Discount Offered |
|---|---|---|---|---|
| 1 | Manakamana Darshan Pvt. Ltd. | Kurintar, Chitwan | Cable car tickets | 10% |
| 2 | Matsuri Tokyo Pvt. Ltd. | Durbarmarg, Kathmandu | Food & beverages | 10% |
| 3 | Hotel Quick 20 Riverside | Jitpur, Simara | Food, lodging & beverages | 5% |
| 4 | Kulekhani Village Resort | Kulekhani, Makwanpur | Room charges | Up to 10% |
| 5 | Regal Hetauda Resort Pvt. Ltd. | Hetauda-5, Makwanpur | Food, lodging & beverages | Up to 15% |
| 6 | Kabilas Resort & Funpark | Bharatpur, Chitwan | Food & funpark entry fees | 15% |
These partnerships illustrate MLBL’s broad network and its efforts to provide value in multiple aspects of daily life, ranging from leisure and dining to travel and accommodation.
Promoting Digital Banking
MLBL officials have expressed confidence that this initiative will not only encourage customers to take full advantage of the bank’s services but will also promote digital financial transactions across the country. By offering discounts and installment plans, the bank is motivating customers to use debit cards, credit cards, and mobile banking more frequently instead of relying on cash.
The increased use of digital banking channels can improve transparency, reduce risks associated with cash handling, and make transactions more convenient for customers. Moreover, it allows MLBL to strengthen its digital ecosystem, enabling the bank to offer more innovative solutions in the future.
Positive Outlook for the Banking Sector
Industry experts suggest that MLBL’s move could inspire other financial institutions to launch similar customer-centric programs. In a competitive banking environment, such initiatives not only attract new customers but also build long-term loyalty among existing clients.
For the hospitality and tourism sectors, these partnerships are equally beneficial. By offering discounts through the bank’s network, businesses can reach a wider audience and increase their customer base. The mutual benefits reinforce the concept of partnership, which MLBL promotes as part of its motto.
Mahalaxmi Bikas Bank Limited (MLBL) has once again demonstrated its commitment to customer satisfaction and digital innovation through its latest initiative. By collaborating with various institutions to provide exclusive discounts and launching flexible installment options for travel packages, the bank is creating value that extends beyond conventional banking.
With its motto “Strong Bank, Successful Partnership”, MLBL is not only supporting the financial well-being of its customers but also contributing to the growth of allied industries such as hospitality, healthcare, and tourism. This initiative underscores the bank’s role as a forward-looking financial institution that is responsive to the evolving needs of its customers and the broader economy.
As more customers begin to enjoy these benefits, MLBL’s efforts are expected to strengthen digital financial adoption, foster greater loyalty, and enhance its reputation as one of Nepal’s most customer-focused development banks.
